新利18西甲|新利18德甲

Skip to content Skip to search Skip to footer Financial Aid Close How Aid WorksHow Aid Works Affordability Cost of Attendance Expected Family Contribution Types of Aid Graduate Students Cost Calculators Financial Aid Dictionary Apply or Renew AidApply or Renew Aid First-Time Applicants Current Students Post-Baccalaureate Pre-Med Student Graduate Students Application Deadlines Payment &＃038; FinancingPayment &＃038; Financing Standard Billing Installment Payment Plan Partners in Education with Parents (PEP) Financial Planning Comparison Worksheet Financial WellnessFinancial Wellness iGrad Common Questions Financial Aid Portal Cost Calculators Form Library Contact Us Search Menu Search for: Search Close Search Financial Wellness Prepare for your financial future WashU is committed to helping students develop the money management skills and provide tools to cope with financial stressors that will serve them during their time on campus and beyond. FOR CURRENT WASHU STUDENTSiGradWe are pleased to offer all current students free access to iGrad, an award-winning financial wellness platform. Students have 24/7 access to personalized tools, courses, videos, and articles on a wide range of topics, including:• How to budget, save, and manage income• Understanding credit and how to read a credit report• How to fund an education, including finding external scholarships• Understanding your paycheck and W2• and more!Sign up for iGrad For prospective students and families Budgeting basics While university charges are fixed, many other expenses are variable based on your situation. The basics of budgeting and credit awareness will better equip you to make sound decisions now and in the future. 4 Steps to Creating a College Budget The basics of budgeting and credit awareness are the same for students as they are for anyone else. Step 1: Talk it Out Determine your Needs vs. Wants Budget first for needs and then carefully consider your wants. Decide in advance who pays for what It&＃8217;s important to determine which expenses you are responsible for covering &＃8211; cell phone, personal items, entertainment,etc. &＃8211; and include them in your budget. If your family or guardian will be assisting you with these costs, have a conversation to make sure that everyone understands the plan. Discuss what happens in an emergency, or when an unforeseen expense occurs. A little planning will make unexpected events much easier to handle when they come your way. Step 2: List Income & Expenses Identify all monthly inflows of cash and their sources:Refunds, employment, savings, borrowed funds, and money from family. Identify all monthly outflows of cash and their sources:Focus first on major expenses such as meals, books, etc. Step 3: Build Your Budget Use our Student Budget Worksheet to create your monthly budget. Step 4: Track Your Spending Whether you use paper and pen, a spreadsheet, or an app, it&＃8217;s important to consistently track your spending to avoid risk of busting your budget. Credit cards As a college student, a credit card can be convenient, but be sure to use it wisely. Carry only the minimum number of credit cards you need. Be aware of your credit balance at all times, make your monthly payments on time, and make sure you have a plan to pay off your charges before making a purchase using credit. Carry only the minimum number of credit cards you actually need Know where your cards are at all times Be aware of your credit balance at all times Have a plan to pay off your charges before making a purchase Always make your monthly payments on time To prevent being a victim of credit card fraud, you must do all you can to guard yourself and your funds. In the event that your credit card is lost or stolen, immediately notify the credit card company. Financial Aid DictionaryCommon QuestionsContact Us MSC 1041-105-05 One Brookings Drive St. Louis, MO 63130-4899 Physical Address: Room 020 Sumers Welcome Center 314-935-5900 | 888-547-6670 [email protected] Facebook YouTube Instagram Snapchat TikTok Resources Financial Aid Portal Form Library MyinTuition Cost Estimator Net Price Calculator Undergraduate Admissions Report Website Issue Common Questions Financial Aid Dictionary Contacts Policies & Procedures Consumer Information FAFSA CODE: 002520 ©2024 Washington University in St. Louis